
一 | FTX founder Sam Bankman-Fried believed in utilitarianism and thought rules against lying or stealing inhibited his ability to maximize the greatest benefit for the most people, his former girlfriend and co-worker testified Wednesday at his federal fraud trial."He didn't think rules like 'don't lie' or 'don't steal' fit into that framework," Caroline Ellison, Bankman-Fried's on-again, off-again girlfriend, said.She said Bankman-Fried's belief caused her to accept behavior she recognized as wrong."I think it made me more willing to do things like lie or steal over time. When I started working at Alameda, I don't think I would have believed if you told me I would be sending false balance sheets or taking customer money," Ellison, who served as CEO of Alameda Research, said. "Over time it became something I was more comfortable with."Bankman-Fried faces seven counts of fraud, conspiracy and money laundering centered on his alleged use of customer deposits on the crypto trading platform FTX to cover losses at his hedge fund, Alameda Research, and to buy lavish real estate, among other personal expenses.On the witness stand for a second day Wednesday, Ellison walked the jury through Alameda balance sheets which, by October 2022, showed Bankman-Fried's private hedge fund owed FTX customers nearly $14 billion."We had a lot of risk on and we owed a lot of money to FTX customers," Ellison said. "We had no way to repay it."She said Bankman-Fried thought about trying to raise money from Mohammed bin Salman, the Saudi crown prince, or by selling shares in FTX, which would collapse in bankruptcy the following month, in November 2022."I was in a state of dread. I was thinking, worrying, imagining every day what would happen if people tried to withdraw too much money at one time," she said. "I was imagining all the FTX customers who we worked with who would get hurt by this."To shore up Alameda's precarious financial position Bankman-Fried told Ellison to repay Alameda's loans with money it borrowed surreptitiously from FTX customers, she testified Wednesday."He directed me to continue repaying Alameda's loans," Ellison said."How?" prosecutor Danielle Sassoon asked."By taking money from FTX customer funds," she replied.When Sassoon asked her if she knew it was wrong, Ellison replied, "Yeah I thought it was wrong," but continued to do it because "Sam told me to."By that point, Alameda had taken about $10 billion from FTX and Ellison said she worried its lender, Genesis, would find out."We had been borrowing increasing amounts of money from FTX customers and I didn't want Genesis to know that," Ellison said. "I didn't want Genesis or others to know that Alameda was borrowing a lot of money from FTX."Ellison said Bankman-Fried cautioned her against putting anything in writing, once telling her, "Anything we put on Slack should be something we're comfortable seeing in The New York Times."Ellison also described a "large bribe to Chinese government officials to get some of our trading accounts unlocked." Alameda had two trading accounts worth about a billion dollars on exchanges based in China, which were both frozen in 2021 as part of a Chinese government investigation into money laundering.It was a substantial amount of Alameda's trading capital at the time and Ellison accused Bankman-Fried of saying "that we should send the cryptocurrency transfers" equaling about $100 million.。

二 | 8月25日消息,据媒体报道,浙江一名准大学生在某电商平台购买了一台19299元的笔记本电脑,但商家迟迟不发货。

三 | 如今距离下单已过去两个多月,眼看就要开学,电脑仍无踪影。 当事人表示,他多次催促商家发货,但对方均以“缺货”为由推脱。经了解,该款电脑的市场价已经涨至28500元左右,涨幅接近50%。
他认为,商家是因产品涨价而故意违约不发货,涉嫌欺诈。对此,平台客服回应称,经核实商家确实存在长时间未发货的违约行为,平台已扣除商家保证金,并对违约事实作出处罚。

四 | 目前平台已为当事人申请了500元券作为补偿,并建议其优先申请退款,但当事人对该赔偿方案表示不接受。 无独有偶,今年6月下旬,苹果无预警上调了iPad、Mac设备的定价。在社交平台上,多位网友反映自己涨价前锁单的Mac或iPad订单被商家以“库存不足”等理由要求取消,而同一商品链接在取消后随即以涨价后的价格重新上架。

五 | 不少网友认为,涨价前下的单,订单已经成立,差价不应由消费者承担。 还有网友指出,根据法律规定,电子商务经营者应当按照承诺或与消费者约定的方式、时限向消费者交付商品或服务,并承担商品运输中的风险和责任。 作为违约方,商家没有单方面解除合同的权利。若遭遇商家拖延或拒绝发货,消费者可依照《民法典》相关规定要求商家继续履行合同,按约定发货。

六 | 购物平台也有责任对入驻商家的行为进行审核、监管和惩处,督促商家尽快履约。
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